Using rideshare services like Uber and Lyft has become a norm in the United States. While many of us see no issue getting a ride from a stranger, there can be potential consequences.
Based on a study done in 2018, the number of traffic related deaths has increased 1% in the United States since the introduction of Rideshares. If you do end up in an accident while in a rideshare vehicle, it is important to be prepared to take the right steps.
Here are some things you should know in case you’re in an accident:
· Look into the company insurance plan. While you might quickly download the app and order a ride without thinking, it would be smart to pause and research what kind of insurance they use. Most of the larger rideshare providers have insurance plans to cover passengers if injured in one of their vehicles. Knowing what kind of coverage the company offers should be something you know before you get into one of their cars.
· Take the proper steps at the accident scene. This part might seem like common sense, but if you’ve never been in a serious accident, be sure to be prepared. Call 911 right after the accident. While you wait for police to arrive on the scene, take note of everything. You might want to screenshot the rideshare driver’s information on your screen, so that you have it in the future. Taking photos of the accident is an easy move that may come in handy. Also, take some time to speak to the other drivers involved in the accident and exchange information. Be sure to stay alert and safe as you engage in these processes.
· Figure out costs. If you become seriously injured and end up in the hospital for an extended period, causing you to miss work, then you may have reasons to be financially concerned. If the impact seems like one that is large, then you could investigate filing a claim and working with a lawyer to be compensated fairly.
The next time you hop into a rideshare, keep these tips in mind. It is best to be ready in the event of an unfortunate situation.
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